Terms of Service

1. Acceptance of Terms

By accessing and using AskStocks AI ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our website and services operated by AskStocks AI ("Company," "we," "us," or "our").

2. Description of Service

AskStocks AI provides an AI-powered platform for stock market insights and analysis, including:

• AI-powered stock market chat and analysis
• Educational content and market insights
• Stock data and market information
• Expert consultation services (premium)
• Newsletter and educational materials

3. User Accounts and Registration

3.1 Account Creation

To access certain features of our Service, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your account information
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

3.2 Account Security

You are responsible for safeguarding your account credentials and for any activities or actions under your account. We cannot and will not be liable for any loss or damage from your failure to comply with this security obligation.

4. Acceptable Use Policy

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Use the service for commercial purposes without authorization
• Reverse engineer or attempt to extract source code
• Interfere with the proper functioning of the service

5. Financial Disclaimer and Risk Warning

5.1 Investment Risks

Investing in stocks and other securities involves substantial risk of loss and is not suitable for all investors. You should carefully consider your financial situation, risk tolerance, and investment objectives before making any investment decisions.

5.2 Past Performance

Past performance does not guarantee future results. The value of investments can go down as well as up, and you may lose some or all of your invested capital.

5.3 Professional Consultation

We strongly recommend consulting with qualified financial advisors, accountants, and legal professionals before making any investment decisions or taking any action based on information from our platform.

6. Subscription and Payment Terms

6.1 Subscription Plans

We offer various subscription plans with different features and pricing. Subscription fees are billed in advance on a monthly or annual basis, as applicable.

6.2 Payment and Billing

By subscribing to our service, you authorize us to charge your payment method for the applicable subscription fees. All payments are processed securely through Stripe.

6.3 Cancellation and Refunds

You may cancel your subscription at any time. We offer a 30-day money-back guarantee for new subscribers. Refunds are processed within 5-10 business days.

7. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of AskStocks AI and its licensors. The Service is protected by copyright, trademark, and other laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials
• You may store files that are automatically cached by your Web browser for display enhancement purposes
• You may print or download one copy of a reasonable number of pages of the Service for your own personal, non-commercial use

8. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

We are committed to protecting your personal data and comply with applicable data protection laws, including the General Data Protection Regulation (GDPR).

9. Limitation of Liability

To the maximum extent permitted by applicable law, AskStocks AI shall not be liable for:

• Any investment losses or financial damages
• Inaccuracies in market data or analysis
• Service interruptions or technical issues
• Third-party content or external links
• Actions taken based on our educational content

10. Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. ASKSTOCKS AI DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, secure, or error-free, or that defects will be corrected, or that the Service or the server that makes it available are free of viruses or other harmful components.

11. Indemnification

You agree to defend, indemnify, and hold harmless AskStocks AI and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms or your use of the Service.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the European Union, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of the European Union, unless prohibited by law.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

Your continued use of the Service after any changes constitutes acceptance of the new Terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: